Rheta shares her experience of leaving Monocle's headquarters in South Africa to further drive the company's growth in London and Amsterdam and provides insights on the key differences between these banking sectors. In particular, she discusses what the South African and European banking industries can learn from one other and provides an interesting perspective on how South Africa is ahead in terms of meeting certain regulatory requirements. She also expands on her belief that the heavy burden of regulation within the banking sector can, in fact, be viewed as an opportunity, particularly when it comes to climate risk, and explains how Monocle can support banks as they channel their regulatory transformation into a key competitive advantage.